Privacy

Our Privacy Policy was developed as an extension of our commitment to combine the highest-quality products and services with the highest level of integrity in dealing with our visitors, members, and partners. It is designed not only to assist you in understanding how we collect, use, and safeguard the personal information you provide to us, but also to help you in making informed decisions when using our Site and our products and services. This Privacy Policy will be continuously assessed against new technologies, business practices, and our customers' needs.

This Privacy Policy shall apply to all FundYourMind.com, Inc. properties, including the Web site at www.fundyourmind.com (hereinafter referred to as the "FundYourMind.com Web site," the "Web site," or the "Site."). Access to and use of the Web site is available only to United States residents who can form legally binding contracts under applicable law. If you do not qualify, you should not use our Web site. If you are a minor, you should use the Web site only in conjunction with your parent, legal guardian, or other responsible adult supervision. We urge supervising adults to actively oversee minors' online use. We do not sell, rent, or share personal information about you with other companies except to provide products and services you've requested, when we have your permission, or when we have a trusted partner who works on behalf of or with FundYourMind.com, Inc., under confidentiality agreements to help us communicate with you about offers from us or our marketing partners.

You agree that by submitting communications through the Web site, no confidential, fiduciary, contractually implied, or other relationship is created between you and FundYourMind.com, Inc. other than pursuant to this Privacy Policy. This Privacy Policy is incorporated into and subject to the terms and conditions of our Site. Like most websites, communications to, from and through the Web site are not confidential, and your communications may be read or intercepted by others.

You acknowledge that upon registering on our Site, you are automatically subscribed to receive notifications including but not limited to updates about the Site. If you would not like to receive these notifications, you can remove yourself from these lists at any time using the online "opt out" page or by emailing us at info@fundyourmind.com with that request.

Your Personal Info
The goal of the Web site is to be your favorite educational funding and scholarship destination on the Internet by providing you with the information, services and product offerings that are most relevant to you. To achieve this goal, we collect two types of information from you when you visit our Site: personally identifiable information you voluntarily choose to disclose, and "aggregate information" about your use of our Site that is automatically collected when you visit the Web site. Broadly speaking, your personal information is used to help us customize the content and layout of our Web site so that we may provide you with a smooth and efficient visit. We also use personal information for purposes of administering our business activities, providing customer service, and making available other products and services to our customers and prospective customers. Occasionally, we may also use the information we collect to notify you about important changes to our Web site, new services, and special offers we think you will find valuable.

At this time, we collect certain personal information from you, but only through voluntary participation in registration, searches, applications, contests and sweepstakes (and sometimes in surveys, unless we tell you that your responses will be anonymous). Such information can include name, age, gender, address, e-mail address, telephone number, and certain other information that we specifically request in our entry form. However, participation in these registrations, searches, applications, surveys, contests, and sweepstakes is entirely up to you.

We may use the above-described information ("Personal Info") to personalize and enhance your use of this Site, such as by delivering more relevant advertisements and content to you. If we have permission from you to do so, we may also share your Personal Info with select companies and organizations, such as advertisers, schools, and other business associates, for their own marketing and promotional use. While we seek to share Personal Info with companies and organizations that follow appropriate privacy policies, we cannot be responsible for the actions of such third parties. Your use of the Site constitutes your permission for us to use your Personal Info for such purposes.

We may also want to offer you products, programs, and services by sending you e-mail or otherwise contacting you through use of your Personal Info. If you do not wish to be contacted by us for such promotional purposes, you may "opt out" online or by emailing us at info@fundyourmind.com with that request.

Also, we will often specifically give you the option to find out more about a company, service, product, and put the opt-in power in your hands. You pick and choose schools, companies, services, etc. that you want more information about.

Sweepstakes, Contests, Links and Ad Servers
If another company or organization is sponsoring one of the sweepstakes or contests on this Site, that company or organization will also have access to the Personal Info you provide on the entry form by virtue of its sponsorship. Therefore, you should make sure you check out the privacy policy of that company or organization as well because it may handle Personal Info differently than we do. Also, if you click on a banner, advertisement, or other icon that links to another Web site, you may leave our Site and go to the Web site of a third party. If this happens, you should check out the privacy policy of that Web site, which may be different than ours. Please remember that FundYourMind.com, Inc., has no control over the use of your Personal Information obtained by third parties.

Age Issues
If you are under 13 years of age, you cannot enter any sweepstakes, contests or surveys at this Site, and you should not otherwise send us any Personal Info. OUR SITE IS INTENDED FOR USE BY TEENS 13 YEARS OF AGE AND OLDER.

If you are under 18 years of age and want to participate in any of our sweepstakes, contests, or surveys, you should first check with your parents.

Aggregate Information
Aggregate information refers to information your computer automatically provides to us and that cannot be tied back to you as a specific individual. Examples include referral data (the web sites you visited just before and just after our Web site), the pages viewed, time spent at our Web site, browser and platform type (e.g., a Netscape browser on a Macintosh platform), and IP (Internet Protocol) addresses. An IP address is a number that is automatically assigned to your computer whenever you surf the Web. When you request a page from one of our Sites, our servers log your IP address to create aggregate reports on user demographics and traffic patterns for advertisers and partners, and for purposes of system administration. This allows these parties to advertise more effectively, and allows you to receive advertisements that are more relevant.

Cookies
This Web site, along with thousands of other web sites, may use standard technologies, such as "cookies" and web server logs, to enhance your web viewing experience. Cookies and web server logs automatically track certain information about you that is based upon your activity on our Site. A cookie is a small piece of data transferred from a web site to the hard drive of your computer so that the web site may track your activities on the site. Web server logs allow us to count how many people visit our Web site and also to evaluate our Site's visitor capacity. Each time you access our Site, our server may deliver certain customized information to you based on the data stored in your cookies. Cookies allow us to determine which areas and features of our Site are most popular by measuring user activity. Cookies let sites and advertisers "remember" users across pages of a site and across multiple visits to a site. This allows e-commerce and Internet advertising to: personalize features such as targeted news stories, remember user names and passwords for future visits, control ad frequency or the number of times a user sees a given ad, and deliver advertisements targeted to a user's interests. Your computer may occasionally receive cookies from our advertisers. Our Site does not control these cookies, and they are not subject to our Privacy Policy. You can disable cookies, but access to certain parts of our Web site may no longer be available to you. Cookies can be disabled. The Help portion of the toolbar on most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether.

Sharing Information With Co-Brand Service Providers
FundYourMind.com, Inc. may offer third party services from our Site, such as ecommerce stores for student products or education offers and a job or scholarship board. If you choose to use these optional services, we may provide some of your personally identifiable information to the Co-Brand Service Provider offering such services in order for them to provide the service. Conversely, the Co-Brand Service Provider may provide FundYourMind.com, Inc. with personal information about you.

Sharing Information With Affiliated Businesses, Strategic Partners, Subsidiaries, Advertisers, And Other Third Parties
We may enter into strategic marketing alliances with third parties, such as strategic partners and subsidiaries, who may be given access to personal information, including your name, address, and email, for the purpose of providing you with information about products and services that may be of interest to you. We evaluate such partners to identify products and services that serve the needs of our members well. We cannot and do not, however, make any representations about the practices and policies of these companies.

Information Collected In Ad Delivery
We may use a third-party advertising company to serve ads when you visit our Web site. This company may use information (not including your name, address, email address or telephone number) about your visit to this Web site in order to provide advertisements about goods and services that may be of interest to you. In the course of serving advertisements to this site, our third-party advertiser may place or recognize a unique "cookie" on your browser.

Information Collected From Student Loan or Student Credit Card Companies
Your Social Security Number may only be provided to student loan companies or student credit card companies for loan and/or credit applications per regulations detailed below. Applications to private companies will not contain your SSN and will not be viewable during any data exchange.

Executive Order 9397 (November 22, 1943) requires that any person doing business with the Federal government must furnish a Social Security Number or tax identification number. Federal agencies must have your Social Security Number (SSN) to identify your records because other people may have the same name and birth date. The Office of Personnel Management may also use your SSN to make requests for information about you from employers, schools, banks, and others who know you, but only as allowed by law or Presidential directive. The information collected by using your SSN will be used for Federal employment purposes and also for studies and statistics that will not identify you. Providing your SSN, or any other information is voluntary. However, Federal agencies cannot process your application, which is the first step toward getting a Federal loan, if you do not provide the requested information.

Notice Of New Services And Changes
Occasionally, we may also use the information we collect to notify you about important changes to our Web site, new services, and special offers we think you will find valuable. If you would not like to receive these notifications, you can remove yourself from these lists at any time using our online "opt out" or by emailing us your request for removal at info@fundyourmind.com.

How Do We Protect Your Information?
We utilize firewall hardware and database protection technology as well as encryption/security software to safeguard the confidentiality of personal information we collect. This software provides a limited degree of protection against unauthorized access or disclosure, as well as accidental loss, alteration, or destruction.

How Can You Update Your Information?
If your are a registered user, you may review, correct, update or change personal information you have submitted at any time by logging in and updating your user profile.

Do We Comply With Legally Compelled Disclosure Of Information?
We may release any private information about you that we possess when we believe release is appropriate to comply with the law, to enforce or apply the terms and conditions of our Site, Privacy Policy and/or other agreements, or to protect the rights, property or safety of our company, our Site users, or others.

What About Other Web Sites Linked to or from Our Web Site?
The links in the Web site allow you to leave our Site. Please be aware that once you leave our Site and enter another web site, our Privacy Policy is no longer in effect. Your browsing and interaction on web sites that have a link to our Web site, or any links contained in a linked site, is subject to that web site's own rules and policies. FundYourMind.com, Inc. is not responsible for the privacy practices employed by these sites, nor the information or content contained therein. We provide these links to you only as a convenience, and the inclusion of any link does not imply endorsement by FundYourMind.com, Inc. of the site. Please read over the rules and policies of these sites before proceeding. If you have concerns about any site that is linked on FundYourMind.com, Inc., please contact us.

Changes to Privacy Policy
If we decide to change our Privacy Policy, we will post those changes here so that you will always know what information we gather, how we might use that information, and to whom we will disclose it. If at any time, you have questions or concerns about our Privacy Policy, please feel free to email us at info@fundyourmind.com.

Effective August 31, 2005

Questions?
If you have a question about this Privacy Policy, or comments about our site, feel free to contact us at info@fundyourmind.com, or by writing FundYourMind.com, Inc., 5348 Vegas Drive, Suite 514, Las Vegas, Nevada 89108.